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🏢 HDFC Bank Business Loan – Apply Process
A business loan from HDFC helps business owners get money for business expansion, working capital, equipment purchase, etc. You can apply online or at a bank branch. (HDFC Bank)
1️⃣ HDFC Business Loan Apply Process
Step-by-step process
Visit the official page
https://www.hdfc.bank.in/business-loanClick Apply Now.
Enter details:
Name
Mobile number
Business type
City
Fill business details and income information.
Upload required documents and financial records.
Bank will check CIBIL score and business turnover.
If approved → loan amount is credited to your account. (HDFC Bank)
Processing usually takes about 7 working days after document submission. (HDFC Bank)
2️⃣ Loan Amount & Interest
Loan amount: ₹75,000 up to ₹75 lakh (up to ₹1 crore in some cases)
Interest rate: about 10.75% – 22.5% per year
Loan tenure: 12 – 48 months. (HDFC Bank)
3️⃣ Eligibility Criteria
You can apply if:
Age 21 – 65 years
Indian citizen
Business running minimum 3 years
Total 5 years business experience
Business must be profit-making for last 2 years
Minimum ₹40 lakh turnover. (HDFC Bank)
Eligible businesses include:
Self-employed individuals
Proprietorship
Partnership firms
Private limited companies. (HDFC Bank)
4️⃣ Documents Required
Common documents include:
KYC documents
PAN card
Aadhaar card / Voter ID / Passport
Business & financial documents
Last 6 months bank statement
ITR for last 2 years
Balance sheet & Profit-Loss statement
GST returns (if applicable)
Business registration proof. (HDFC Bank)
✅ Example:
If your business turnover = ₹50 lakh/year
You may get ₹5–25 lakh business loan depending on credit score and financials.
💬 If you want, tell me:
What business you do
Monthly income or turnover
How much loan you need
I can tell you whether HDFC will approve your business loan and how much you can get. 💰
